Pinjam Modal 2.16.1

About Pinjam Modal

Pinjam Modal is an application for online business capital and employee loan applications. We facilitate connecting individuals who need unsecured loans to individuals who provide loans with an easy, secure, and fast process.

Pinjam Modal or PT Finansial Integrasi Teknologi is a subsidiary of PT BFI Finance Indonesia, Tbk., one of the largest and oldest multi-finance companies in Indonesia. Pinjam Modal is licensed and regulated by the Financial Services Authority (OJK) with license number KEP - 20/D.05/2020, issued on June 11, 2020. Pinjam Modal also holds ISO 27001 certification in the field of financial aggregator services.

Pinjam Modal Services

💰 Business Capital Loan for Online Business Owners

Quick online cash loans for online business owners who need additional working capital to build and grow their business.

Product Description:

• Tenor: 3, 6, and 12 months
• Loan Limit: IDR 2 million - IDR 10 million
• Minimum Period: 3 Months
• Interest Rate: 2% per month or maximum APR 24%

Online Business Capital Loan Simulation

If you borrow IDR 9,000,000 with a tenure of 3 months and an interest rate of 2% per month, the monthly installments are IDR 3,387,000 for the first installment and IDR 3,387,000 for the following installments.

Requirements for Business Capital Loan

• Have an online business on platforms such as Instagram, Facebook, eCommerce, Grabfood, or Gofood
• Minimum age of 21 years, maximum age of 60 years
• Document requirements: Original ID card photo, Selfie with ID card, Transaction proof

👷 Employee Loans for Partner Companies

SPECIAL loans for employees of partner companies that have collaborated with Pinjam Modal.

Product Description:

• Tenor: 91 to 180 Days
• Loan Limit: IDR 1 million - IDR 10 million
• Minimum Period: 91 Days
• Interest Rate: 1.5% per month or maximum APR 18%

Employee Loan Simulation

If you borrow IDR 9,000,000 with a tenure of 3 months and an interest rate of 1.5% per month, the monthly installments are IDR 3,347,000 for the first installment and IDR 3,347,000 for the following installments.

Minimum Requirements for Quick Online Cash Loans:

• Indonesian Citizen
• Have a fixed income
• Age: 21 - 55 years old
• Must have a personal savings account for transfer purposes

How to Apply for a Loan?

Easily register or log in using your email.

Select the loan amount starting from IDR 1 million to IDR 10 million and a minimum tenure of 91 to 180 days.

Complete your profile to process your online loan. Pinjam Modal will keep and protect your personal data.

Through an integrated system, loan decisions are made in less than 2 hours. Once approved, the funds will be transferred to your payroll account.

Installment payments are deducted directly from your salary, making it convenient for you to manage your finances.

Pinjam Modal prioritizes the confidentiality of your data. We will not access your contact number, SMS, photo albums, and other private information. You can use the Pinjam Modal app with peace of mind and security because we have ISO 27001 certification in the field of financial aggregator services.

Contact our Customer Service at:
Email: customer@pinjammodal.id
Facebook: https://web.facebook.com/pinjammodalindonesia
Instagram: https://www.instagram.com/pinjammodalid
Operating Hours: Monday - Friday 09:00-17:00

Official Address:
PT Finansial Integrasi Teknologi
Foresta Business Loft 5 Number 11, Banten Province, Tangerang Regency, Pagedangan District, Lengkong Kulon Village.