2.16.1 Safe to install
About Pinjam Modal
Pinjam Modal is an application for online business capital and employee loan applications. We facilitate connecting individuals who need unsecured loans to individuals who provide loans with an easy, secure, and fast process.
Pinjam Modal or PT Finansial Integrasi Teknologi is a subsidiary of PT BFI Finance Indonesia, Tbk., one of the largest and oldest multi-finance companies in Indonesia. Pinjam Modal is licensed and regulated by the Financial Services Authority (OJK) with license number KEP - 20/D.05/2020, issued on June 11, 2020. Pinjam Modal also holds ISO 27001 certification in the field of financial aggregator services.
Pinjam Modal Services
💰 Business Capital Loan for Online Business Owners
Quick online cash loans for online business owners who need additional working capital to build and grow their business.
Product Description:
- Tenor: 3, 6, and 12 months
- Loan Limit: IDR 2 million - IDR 10 million
- Minimum Period: 3 Months
- Interest Rate: 2% per month or maximum APR 24%
Online Business Capital Loan Simulation
If you borrow IDR 9,000,000 with a tenure of 3 months and an interest rate of 2% per month, the monthly installments are IDR 3,387,000 for the first installment and IDR 3,387,000 for the following installments.
Requirements for Business Capital Loan
- Have an online business on platforms such as Instagram, Facebook, eCommerce, Grabfood, or Gofood
- Minimum age of 21 years, maximum age of 60 years
- Document requirements: Original ID card photo, Selfie with ID card, Transaction proof
👷 Employee Loans for Partner Companies
SPECIAL loans for employees of partner companies that have collaborated with Pinjam Modal.
Product Description:
- Tenor: 91 to 180 Days
- Loan Limit: IDR 1 million - IDR 10 million
- Minimum Period: 91 Days
- Interest Rate: 1.5% per month or maximum APR 18%
Employee Loan Simulation
If you borrow IDR 9,000,000 with a tenure of 3 months and an interest rate of 1.5% per month, the monthly installments are IDR 3,347,000 for the first installment and IDR 3,347,000 for the following installments.
Minimum Requirements for Quick Online Cash Loans:
- Indonesian Citizen
- Have a fixed income
- Age: 21 - 55 years old
- Must have a personal savings account for transfer purposes
How to Apply for a Loan?
1. Register a Pinjam Modal AccountEasily register or log in using your email.
2. Determine Loan Value and TenureSelect the loan amount starting from IDR 1 million to IDR 10 million and a minimum tenure of 91 to 180 days.
3. Fill in Personal InformationComplete your profile to process your online loan. Pinjam Modal will keep and protect your personal data.
4. Loan DecisionThrough an integrated system, loan decisions are made in less than 2 hours. Once approved, the funds will be transferred to your payroll account.
5. Pay on TimeInstallment payments are deducted directly from your salary, making it convenient for you to manage your finances.
Pinjam Modal prioritizes the confidentiality of your data. We will not access your contact number, SMS, photo albums, and other private information. You can use the Pinjam Modal app with peace of mind and security because we have ISO 27001 certification in the field of financial aggregator services.
Contact our Customer Service at:
Email: [email protected]
Facebook: https://web.facebook.com/pinjammodalindonesia
Instagram: https://www.instagram.com/pinjammodalid
Operating Hours: Monday - Friday 09:00-17:00
Official Address:
PT Finansial Integrasi Teknologi
Foresta Business Loft 5 Number 11, Banten Province, Tangerang Regency, Pagedangan District, Lengkong Kulon Village.
Overview
Pinjam Modal is a Freeware software in the category Business developed by PT Finansial Integrasi Teknologi.
The latest version of Pinjam Modal is 2.16.1, released on 04/12/2025. It was initially added to our database on 10/30/2023.
Pinjam Modal runs on the following operating systems: Android/iOS.
Pinjam Modal has not been rated by our users yet.
FAQ
What is Pinjam Modal?
Pinjam Modal is a financial product offered by PT Finansial Integrasi Teknologi that provides loans to small and medium enterprises (SMEs) for business development.
How do I apply for Pinjam Modal?
To apply for Pinjam Modal, you can visit our website, fill out the application form, and submit the required documentation.
What are the eligibility criteria for Pinjam Modal?
Businesses must be registered as SMEs, have a valid business license, and demonstrate repayment capability.
What is the maximum loan amount available through Pinjam Modal?
The maximum loan amount varies based on the applicant's business profile, but generally, it can go up to several hundred million IDR.
What are the interest rates for Pinjam Modal?
Interest rates are competitive and vary based on the loan amount and term. Please check our website for current rates.
What is the repayment period for a Pinjam Modal loan?
The repayment period typically ranges from 3 to 24 months depending on the loan amount and terms agreed upon.
What types of businesses are eligible for Pinjam Modal?
Pinjam Modal is designed for small and medium enterprises in various industries including retail, services, and manufacturing.
Are there any fees involved with obtaining a Pinjam Modal loan?
Yes, there may be administrative fees or processing fees applicable upon approval of your loan.
How long does the approval process take for Pinjam Modal?
The approval process usually takes between 3 to 5 business days after all required documents have been submitted.
Can I pay off my loan early with Pinjam Modal?
Yes, borrowers are allowed to make early repayments; however, it's best to check if there are any penalties associated with early repayment.
Screenshots (Click to view larger)
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